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Bob Sample
Title: Denver Group Leader
Organization: Results, Inc.
bbsample@ix.netcom.com



2004 Presentation

"Microcredit 101: Introduction to Microcredit Basics & Issues"

In this brief interactive presentation, Bob Sample will discuss the basics of three microcredit models: peer lending, village banking, and savings-led. He will briefly summarize the history of modern microcredit from the early 1970’s to present. Several short videos will illustrate his points. He will also introduce participants to some of the major issues in the field: serving the poorest, financial viability for microcredit institutions, regulation as banks, and becoming comprehensive service providers (including education and health services). This presentation is aimed at the beginner and the person wishing to review the basics of the field.

Handouts:

Presentation outline
Oxfam's Savings Led Model
http://www.villagebanking.org/about/news.php3
http://www.grameen-info.org/dialogue/index.html (Newsletter link - Previous Issues - January 2004)

2003 Presentation
“The Surprising Impact Of Citizen Advocacy On The Microcredit Field”

View Presentation Handout

In this talk, Bob Sample will show how a small group of highly committed ordinary citizens has dramatically impacted the entire microcredit field. Videos will be shown to bring home the exciting reality of RESULTS' work and the outstanding successes of microcredit around the world. Co-presenter, Reed Pettingill will discuss the history, successes, and structure of RESULTS' local groups in Provo and Salt Lake City and get you excited about making our precious Democracy work through participation in direct citizen advocacy!

Biography:

Biography: Bob has served as a volunteer group leader for RESULTS for over seven years. He is also a successful mortgage broker in Denver and a microcredit consultant. He has seventeen years of connection with the microcredit field, first as a volunteer lobbyist with RESULTS, then as the operator of a microcredit company in Colorado, and finally as a consultant. Bob first learned about microcredit through his seventeen years of participation in RESULTS, a grassroots citizens' lobbying organization aimed at ending hunger and severe poverty. RESULTS has worked closely with the Grameen Bank, FINCA, and most recently with the Microcredit Summit Campaign to extend the reach and depth of microenterprise programs as a poverty alleviation approach throughout the world. In 1997, after attending the Microcredit Summit in Washington, D. C., Bob returned to Denver and founded Credit For All, a peer lending microcredit company based on the Grameen Bank in Bangladesh. Bob operated Credit For All in Denver and several towns in the Colorado mountains for three years. During that period, the company provided a total of 57 microloans, ranging from $500 to $2,000, to 34 microentrepreneurs in six peer lending groups with a repayment rate of 95%. Bob is also a co-founder of the Colorado Alliance For Microenterprise Initiatives (CAMI), a respected statewide trade association of microenterprise organizations in Colorado. In November 2001, Bob served as a consultant and trainer with a team from Colorado State University in Banja Luka, the capitol of the Serbian part of Bosnia in the former Yugoslavia. There were eighteen participants from four microfinance institutions operating in urban areas. The week-long training provided exposure to five important models of rural microfinance and many participatory methods for expanding operations into the poorer rural areas of war-torn Bosnia.

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