National Press Club
Wednesday, March 8, 2000

      Thank you for your generous introduction.
      My thanks to all who are here today. I am deeply honored by your presence. This is a very large gathering and it is somewhat intimidating, particularly since I know who you are and what you do.
      I have wondered about what to talk about here. I couldn't get any help from anybody. I asked several people and just got a bland response. I am not going to talk about my book, unless it comes up in the questions. I am not going to talk about the election in California yesterday, unless it comes up. I have chosen rather to speak on the Church, giving a sampling of its operations. We now have more members overseas than we have in the United States and Canada and the percentage overseas is growing, although we are growing significantly also in the United States and Canada. I believe that no other church which has risen from the soil of America has grown so large or spread so widely.
      It was not many years ago that we were largely a Utah Church. Now our people are found everywhere across North America, and beyond the seas around the world. We are now operating in more than 160 nations. Our worldwide membership is approaching 11 million,
      Of these, approximately four million are women who belong to what we call the Relief Society. I think it is the oldest women's organization in the world, and perhaps the largest. It has its own officers and board and these officers also sit on other boards and committees of the Church. People wonder what we do for our women. I will tell you what we do. We get out of their way, and look with wonder at what they are accomplishing.
      I think I might capsulize what we are doing across the world by telling you of an experience I had. I was in Mexico City to speak to the graduating class of the school which we operate in that area. I was introduced to one of the graduates, a young woman. Her mother and her grandmother had come for the exercises.
      The grandmother had lived in the bush. She had never learned to read or write. She was totally illiterate. Her daughter had received a little schooling, not very much. She could read a newspaper headline or something of that kind. Now came this beautiful young woman. She was in the graduating class. I asked her, "What are you going to do now?"
      She replied, "I have received a scholarship to the medical school of the National University."
      That to me was a miracle. From the bush and total illiteracy, to refinement and medical school in three generations. She spoke not only her native Spanish, but English as well. She gave full credit to the Church and its programs for what had happened to her.
      We all know that education unlocks the door of opportunity. And so we pour large resources into educating our youth. Brigham Young University in Provo, Utah, is our crown jewel. It is the largest church-sponsored private university in America, with an enrollment of more than 28,000. Its graduates are now found across this nation, and even across the world. They serve on the faculties of nearly every large university in America. They are in business, the professions, and in almost every honorable vocation. A substantial number are here in Washington, some of whom are here today. We operate other schools. But we cannot accommodate all who might wish to attend these. And so we operate institutes of religion contiguous to the campuses of colleges and universities throughout the land. Here our youth are involved in religious studies and have a wonderful time socializing together and this socializing frequently leads to marriage.
      In the early days of the Church, when our people were gathering from the British Isles and Europe, our leaders set up what was known as the Perpetual Emigration Fund. The Church loaned money to those who did not have sufficient so that they might gather to Utah. As they were employed, they repaid the loan, and this became a revolving fund for so long as it was needed.
      We face a new challenge today. In the underdeveloped countries we have young men and women, many of them of capacity, but without opportunity to improve themselves. They cannot do so without help. We are now assisting some and are working on plans to assist many more to acquire education in their own lands. Through this revolving prepetual education fund we are providing a ladder by which they can climb out of the impoverishment that surrounds them to make something better of their lives, to occupy places of honor and respect in society and to make a contribution of significance to the nation of which they are a part.
      We are already engaged in micro-credit undertakings, whereby small amounts are loaned to those for whom a hundred or two or three hundred dollars can spell an actual change in their future. When given such credit these people become entrepreneurs, taking pride in what they are doing and lifting themselves out of the bondage that has shackled their forebears for generations. From a bread shop in Ghana to a woodworking business in Honduras, we are making it possible for people to learn skills they never dreamed of acquiring and to raise their standard of living to a level of which they previously had little hope.
      As the Church moves out across the world and into the future we face two very serious problems. The first is the training of local leadership. All of our local congregations are presided over by local people, volunteers who work at their regular vocations, and carry on as they are called to serve, in capacities as bishops, for instance with local congregations.
      I have just been down in Mexico, and I am amazed at the quality of leaders we are developing. These are men and women of strength and capacity. They are quick learners. They are devoted and faithful. They have become better husbands and fathers and wives and mothers under the family-strengthening programs of the Church. They are an asset to the society of which they are a part, as will be the generations who come after them. That is the beauty of this work. When you touch the life of a man of this generation that influence is felt through generations yet to come.
      The second problem we face is providing places of worship as we grow so rapidly in these areas. We are constructing nearly 400 new houses of worship each year. It is a huge task. It is a tremendous responsibility. But we must accomplish it and we are doing so. Some of these houses of worship are relatively small, and many of them are large. They are all attractive. They are well kept. They have beautiful landscaping. They are a credit to every community where they are found. And they become a wonderful example to the people.
      Thirty years ago I had responsibility for our work in South America. I recall the first time I went to Santiago, Chile. There were perhaps a hundred members of the Church in the entire nation. We had a little school of about ten students who met in a tiny building that was little more than a shed. A short time ago I was back in Santiago, and spoke to a congregation assembled in a large football stadium with 57,500 in attendance. I could scarcely believe what I saw.
      They were well dressed, clean and attractive. They did not smoke, not one of them. They did not drink, not one of them. They were there as families for the most part, fathers and mothers and children. There is no generation gap among such people. There is love and honor and respect in the family circle. This is the result of Church teaching and Church family programs.
      Every good citizen adds to the strength of a nation. With that assumption I do not hesitate to say that the nation of Chile is better for our presence, and the same thing is happening in every other nation where we are operating.
      It is my philosophy that everyone who comes into this Church should immediately have a friend who can help him make the adjustment, and also a responsibility in the Church under which he can grow.
      The genius of our work is that we expect things of our people. They grow as they serve and there are numerous opportunities to challenge them.
      We do not have a professional priesthood. None of us who serve as officers of this Church was ever trained in a religious seminary. We may not have the polish of those who have been, but we bring to our service an enthusiasm for the work and a love for the people that are wonderful to witness and inspiring to experience.
      We believe in the old adage that many hands make light work. We have a lay priesthood and every worthy man is eligible to receive this priesthood. Each bishop of the Church has two counselors, devoted and able men, to assist him. None is a professional, but all are dedicated. Bishops serve for a period of about five years, then they are released and others take their place. The result is a constant development of leadership, and a renewing strength of direction. Those who are released as bishops go on to other responsibilities. There is opportunity for everyone to serve according to his or her capacity.
      Our tremendous missionary program builds leaders while men and women are still young. We now have nearly 60,000 missionaries serving throughout the world, every one on a volunteer basis. Most of them are young men, some are young women, and we have a few retired couples. They serve from 18 to 24 months.
      I met two young women recently. They are both from Mongolia, and they are missionaries of this Church serving in Salt Lake City. We send missionaries from Salt Lake and elsewhere in the states to Mongolia and other places, and some come here from such places and partake of the culture which we have here. They learn English. They see the Church at its strongest. They will return to their native lands greatly transformed from what they were when they came here.
      As you know the Winter Olympics are coming to Salt Lake City in 2002. If requested, we shall have no trouble in offering capable translators and interpreters for the many languages that will be represented.
      I can walk down the streets of Salt Lake City and meet people who speak a score or more of languages—Spanish, Portuguese, German, French, Italian, Danish, Dutch, Swedish, Norwegian, Finnish, Russian, Albanian, Czech, Slovak, Serbian, Japanese, Chinese–both Mandarin and Cantonese, Mongolian, Estonian, various dialects of the Philippines, and whatever you wish to have. I think it is a tremendous phenomenon. All have learned these languages while serving as missionaries. And as they have learned the language of the land in which they have served, they have had companions in missionary service who are natives of those lands and who in turn have learned English from them. This cross-fertilization of languages and cultures is a tremendous thing. Conflict grows out of ignorance and suspicion. As we learn to know and appreciate those of various cultures, we come to appreciate them. The cause of peace is strengthened in a very real sense, by this tremendous program.
      We now have 333 missions across the world. Each becomes a bridge to better understanding among people, to greater appreciation for other cultures.
      Now another thing. For a long time we have tried to take care of our own who find themselves in distress. We operate large farming projects, not only in the United States, but in other nations as well, to insure against times of economic distress and catastrophes of one kind or another. In our Church Welfare Program we have dairies, bakeries, canneries, meat packing plants and other facilities, modern in every respect, to meet the needs of those in distress. We have bishops’ storehouses that resemble supermarkets, but they have no cash registers. They are to serve the poor. We also are trying to reach out to those who find themselves in terrible trouble because of war, earthquake, flood, drought, and other disasters. Human suffering anywhere and among any people is a matter of urgent concern to us. We have our own Latter-day Saint Charities organization, and we have worked with other non-governmental agencies in extending humanitarian aid. These include Catholic relief services, Mercy Corps International, the American Red Cross, the Red Crescent, The Salvation Army, Habitat for Humanity and other groups across the world.
      Today, this very day, as they have been during previous days, two helicopters have been flying rescue and mercy missions over the flood waters of Mozambique and Zimbabwe. When governments in that part of the world said they could do no more, we rented two helicopters at great expense to fly rescue missions. Additionally, we have sent cash, and food, clothing, and medicine are on their way to these suffering people. Those helped are not our members. Our humanitarian efforts reach far beyond our own to bless the victims of war and natural disaster wherever they may occur.
      Last year alone we sent humanitarian aid to assist with 829 projects in 101 countries, giving $11.2 million in cash and $44 million in material resources for a total $55 plus million. I would like to suggest that this is no small effort. And the costs would have been much higher had it not been for the voluntary services of the very many who packed the goods in our warehouses in Salt Lake City and to those who unpacked them at the points of distribution.
      We have dug wells in African villages, fed people and supplied them with clothing and shelter. We have given aid in the Mexico fire of 1990, in the Bangladesh cyclone of 1991, in the China earthquake of 1991, in the Bosnia civil conflict of 1992, in Rwanda in 1994, in North Korea in 1996-98, in Central America in 1998, and in Kosovo in 1999, and today we are assisting substantially in Venezuela, Mozambique, and Zimbabwe.
      Time will not permit me to speak of the many efforts we have made to assist those of this nation who find themselves in difficulty. Suffice it to say that we have been pleased to reach out to many Americans who have been victimized by flood, hurricane and tornado.
      One more item. Our Family History archives in Salt Lake City are now the largest in the world. Satellite libraries are found in this land and others. They are open to everyone regardless of faith or religious affiliation. More than half of the people who use them are not of our faith. People everywhere desire to learn of their roots. Our Family History web-site receives about eight million hits per day. I think we would have genealogical information on every man and woman in this hall. We invite you to visit our Family History resources right here in the Washington area. They are found in the chapel near our temple in Kensington, and in other locations. You will be made to feel welcome.
      As you look into the microfilm reader you may be surprised to find the names of your parents, of your grandparents, of your great-grandparents, and of your great-great-grandparents, those who have bequeathed to you all you are of body and mind. You will feel a special connection to those who have gone before you and an increased responsibility to those who will follow.
      We are now completing in Salt Lake City a great new conference center. Brigham Young built the famed Tabernacle on Temple Square. It was a bold undertaking to construct so large a hall in that remote pioneer community. But now it has become inadequate to our needs. For the first time our world conference in April will be held in a magnificent new hall which seats 21,000. I know of nothing to compare with it as a house of worship and a place for cultural presentations. It is beautiful and it is magnificent, and from its pulpit our message will be carried by satellite around the earth.
      Now, I have had time to touch on only a few of the very many things we are trying to do but I hope that I have given some small indication of our activities as we move this work forward. Our desire everywhere is to make bad men good and good men better. Wherever we go, we go in the front door. Our representatives honor the laws of the nations to which they go and teach the people to be good citizens. We teach, we train, we build, we educate, we provide opportunity for growth and development. We give hope to those without hope, and there is nothing greater you can give a man or a woman than hope.
      You ask how all of this has been accomplished. It takes money, you say. Where does it come from?
      It comes from observance of the ancient law of the tithe. Just as Abraham paid tithes to Melchizedek, the great high priest of the Old Testament, so do our people contribute their tithes to the work of the Lord. They do so cheerfully with faith in the promise of Malachi that God will open the windows of heaven and shower down blessings upon them. We do not pass the plate. We do not play bingo. We pay our tithing, and can testify to the goodness of the Lord.
      This law is set forth in 35 words in our scripture. Compare that with the rules and regulations of the IRS.
      We are a church, a church in whose name is the name of the Lord Jesus Christ. We bear witness of Him and it is His example and His teachings we try to follow. We give love. We bring peace. We do not seek to tear down any other church. We recognize the good they do. We have worked with them on many undertakings. We will continue to do so. We stand as the servants of the Lord. We acknowledge that we could not accomplish what we do without the help of the Almighty. We look to Him as our Father and our God, and our ever-present helper, as we seek to improve the world by changing the hearts of individuals.
      Thank you very much, my dear friends. And now if you have questions we would be happy to entertain them.

Spiritual and Economic Self-Reliance
Elder M. Russell Ballard

Volumes have been written and taught over the centuries on the subject of personal and economic self-reliance. My travels have taken me to almost everywhere in the world—most of the continent of Africa, the islands of the sea, the great cities of Latin America, Asia, Europe, and to the heart of the inner cities of America. Everywhere I go the cries of the poor ring out—often with the plea, “Please help us.” In Africa alone those cries do not come from a few, they come from tens of thousands, even millions. The Church has been especially concerned with teaching self-reliance since 1936, when Melvin J. Ballard was named general chairman of the newly formed Welfare Committee. Harold B. Lee was the first managing director, followed by Marion G. Romney. Since that beginning, the Church has learned a great deal about the principles of self-reliance. From the General Handbook we learn:

The Savior has commanded the Church and its members to be self-reliant and independent.… To become self-reliant, a person must work. Work is physical, mental, or spiritual effort. It is a basic source of happiness, self-worth, and prosperity. Through work, people accomplish many good things in their lives.… As people become self-reliant, they are better prepared to endure adversities [and are] better able to care for others in need.1

President Marion G. Romney taught:

Without self-reliance one cannot exercise these innate desires to serve. How can we give if there is nothing there? Food for the hungry cannot come from empty shelves. Money to assist the needy cannot come from an empty purse. Support and understanding cannot come from the emotionally starved. Teaching cannot come from the unlearned. And most important of all, spiritual guidance cannot come from the spiritually weak.2

President Ezra Taft Benson explained:

The world would take people out of the slums, Christ takes the slums out of people, and then they take themselves out of the slums. The world would mold men by changing their environment. Christ changes men, who then change their environment. The world would shape human behavior, but Christ can change human nature.3

William George Jordan put it this way: “The world is busy with its own cares, sorrows, and joys, and pays little heed to you. There is but one great password to success … self-reliance.”4

From my experience, I believe there are a few simple but very important principles that can help prepare people to become more self-reliant.

First, every person must know that he or she is a child of God and is loved by Him. People need to realize that regardless of their circumstances, as desperate as those may be, they are entitled to the light of Christ in their lives. In Moroni we learn that, “The spirit of Christ is given to every man.”5 The promise is that every son and daughter of God can find, through the Spirit, answers to the challenges in their lives, including how to become more self-reliant. We must, therefore, ever keep in our minds how precious each child of God is and how important our service is to each one of them.

Bob Gay, at a Marriott School convocation on 26 April 2002, said:

I think one of the most important things I have learned in this life is that our very success and happiness depends not in doing what we like or think is best—but in doing the will of our Father in Heaven no matter where that may take us and no matter how foreign it may seem to our own individual rational judgment of what is right or best.

In other words, we become more self-reliant in some ways as we recognize our dependence on Him from whom all good things come. This is the spirit noted in Alma 34:27 in which we are counseled to cry unto the Lord over our homes, our families, and our work. “Yea, and when you do not cry unto the Lord, let your hearts be … drawn out in prayer unto him continually for your welfare, and also for the welfare of those who are around you.”

Underpinning what this university would do—what the Marriott School and what this wonderful center will now do—would be to establish in the minds of those who are going into the world to try to help. Teach them first how to teach the dignity and the importance of being a child of God regardless of circumstance, culture, or location.

Second, we need to appraise our own lives—how well are we listening to the Spirit? Are we living according to the eternal truths and doctrines of the restored Church of Jesus Christ? Can we effectively appraise the real needs of others by the prompting of the Spirit? It impressed me that Muhammad Yunus must have been prompted by the Spirit when he organized the Grameen Bank, which some have said was the beginning of microfinance. When he was asked what would be his initial strategy, he responded:

I didn’t really have one at the time. I simply began trying to help with my own funds, then went to the banks and asked them to get involved. They refused for several stated reasons, and thus my strategy began to evolve into: ‘Whatever the bankers did, I simply did the opposite.’ The bankers would only lend to the rich. I would only lend to the poor. The bankers would only make large loans. I would only make very small loans. The bankers would only lend to men. I would only lend to women. The bankers would only lend if there was collateral. I would only lend without collateral. The bankers required extensive paperwork. I only made loans that even an illiterate could understand. The bankers required their clients to come to the bank. I took my bank to the village.6

It should be noted that the banks expected a high rate of loan defaults. Yunus expected and experienced almost none. I understand Grameen has provided more than $4 billion in loans and is entirely self-sustaining. Surely the Spirit of the Lord guided this noble effort. Gratefully, many others have also reached out to help, not just the school’s Center for Economic Self-Reliance.

Third, we need to teach that every man and every woman has the God-given right to choose what they will believe and do. Lehi said it this way: “Wherefore, men are free according to the flesh … they are free to choose liberty and eternal life, through the great Mediator of all men, or to choose captivity and death, according to the captivity and power of the devil.”7 I realize there are some places in the world where freedom is greatly restricted; however, the individual freedom of every soul to choose good or evil is an eternal truth essential to God’s plan of happiness. No one can take that away from His children. Benjamin Franklin had this to say about choice:

We stand at the crossroads, each minute, each hour, each day, making choices. We choose the thoughts we allow ourselves to think, the passions we allow ourselves to feel, and the actions we allow ourselves to perform. Each choice is made in the context of whatever value system we have selected to govern our lives. In selecting that value system, we are, in a very real way, making the most important choice we will ever make.

Those who believe there is one God who made all things and who governs the world by this providence will make many choices different from those who do not. Those who hold in reverence that being who gave them life and worship Him through adoration, prayer, and thanksgiving will make choices different from those who do not. Those who believe that mankind are all of a family and that the most acceptable service of God is doing good to man will make many choices different from those who do not. Those who believe in a future state in which all that is wrong here will be made right will make many choices different from those who do not. Those who subscribe to the morals of Jesus will make many choices different from those who do not.

Franklin concludes:

Since the foundation of all happiness is thinking rightly, and since correct action is dependent on correct opinion, we cannot be too careful in choosing the value system we allow to govern our thoughts and actions.

And to know that God governs in the affairs of men, that He hears and answers prayers, and that He is a rewarder of them that diligently seek Him, is, indeed, a powerful regulator of human conduct.8

Fourth, master the ability to think straight. As Franklin said, “The foundation of all happiness is thinking rightly.” This may be more important in the future as the world continues to spiral downward and crumble into moral decay. In my office hangs a printed statement that includes the last words spoken by my grandfather, Elder Melvin J. Ballard, before his passing. He was in the hospital phasing in and out of a coma. My father said grandfather suddenly opened his eyes and looked into the room and said, “Above all else, brethren, let us think straight.” A few minutes later he passed away.

That was sixty-five years ago. How much more does the world need people today who can think straight? Part of thinking straight is using common sense in solving life’s problems. Lord Chesterfield said, “Common sense (which, in truth, is very uncommon) is the best sense I know of: abide by it; it will counsel you best.”9

Often in my ministry have I heard the sad tale of those who are struggling to become self-reliant, but in fact are becoming more dependent upon others because of the inability to think straight and apply common sense in the decisions they make. Much of life’s misery centers in the lack of using common sense. As an example, consider the pharmacist who was compounding a prescription that called for as much strychnine as you could put on the face of a dime. He didn’t have a dime, so he used two nickels.

Helping people to think straight and use common sense will, in my judgment, always be a very important step in helping them to reach economic self-reliance. It is part of teaching our children and others to walk in the ways of truth and soberness and to love and serve one another.10 Part of thinking straight is listening—being able to listen to the promptings of the Spirit.

Fifth, seek guidance from the Lord and trust in Him. In D&C 76:5–10, we learn:

I, the Lord, am merciful and gracious unto those who fear me, and delight to honor those who serve me in righteousness and in truth unto the end.

Great shall be their reward and eternal shall be their glory.

And to them will I reveal all mysteries, yea, all the hidden mysteries of my kingdom from days of old, and for ages to come, will I make known unto them the good pleasure of my will concerning all things pertaining to my kingdom.

Yea, even the wonders of eternity shall they know, and things to come will I show them, even the things of many generations.

And their wisdom shall be great, and their understanding reach to heaven: and before them the wisdom of the wise shall perish, and the understanding of the prudent shall come to naught.

For by my Spirit will I enlighten them, and by my power will I make known unto them the secrets of my will—yea, even those things which eye has not seen, nor ear heard, nor yet entered into the heart of man.

May the symbol of the light from candles remind us that we must carry the light of the restored gospel of Jesus Christ to all of God’s children. We must, through our provident living, teach others to emulate the examples of our pioneer forefathers in lifting themselves up by their own bootstraps, to trust in the light of hope, and to seek the light of knowledge that will ultimately lead them to spiritual and economic self-reliance.

God bless you as you reach out to all corners of the earth through this outstanding Center for Economic Self-Reliance to strengthen and to bless the lives of our Heavenly Father’s children. May your efforts bring economic self-reliance to those in need throughout the world and result in lasting, even eternal, blessings for you and for all of those whom you serve. I leave you my testimony that the work of this Center will be blessed. The Lord lives, and He smiles upon your efforts.

About the Speaker
Elder M. Russell Ballard was called to be a member of the Quorum of the Twelve Apostles of The Church of Jesus Christ of Latter-day Saints on 6 October 1985.

As a young man, Elder Ballard served as a counselor to the president of the British Mission. He has been a bishop twice and a high councilor in two stakes. In 1974, he was called as president of the Canada Toronto Mission, where he was serving when he was called to the First Quorum of the Seventy in April 1976. He served as a member of the Presidency of the First Quorum of the Seventy from 21 February 1980 to 6 October 1985. Before being called as a General Authority, Elder Ballard had interests in automotive, real estate, and investment businesses. He has served on many civic committees and boards. He married Barbara Bowen on 28 August 1951. They have two sons, five daughters, and forty-three grandchildren.